Terms of Use for Homeforce Mortgage

Effective Date: 05/01/2023

Please carefully read and review the following Terms of Use (“Terms”) before accessing or using the Homeforce Mortgage website. By continuing to use this website, you indicate your acceptance and agreement to be bound by these Terms. If you do not agree with these Terms, please refrain from accessing or using the website.

1. Privacy

Your use of this website is also subject to our Privacy Policy, which is incorporated into these Terms. Please review the Privacy Policy to understand our practices regarding the collection, use, and protection of your personal information.

2. Restrictions on Use

All pages and materials within the Homeforce Mortgage website (“Site”) are the property of Homeforce Mortgage and its affiliates. The Site is protected by copyright and trademark laws. Without the express written permission of Homeforce Mortgage, you may not reprint, republish, modify, or distribute any portion of the materials on this Site. You are required to comply with any applicable end-user license agreements and maintain any proprietary notices, including copyright notices, on downloaded materials.

3. Copyright and Trademark Notice

All material on this Site is the property of Homeforce Mortgage and is protected by copyright laws. The logos, trademarks, and service marks displayed on this Site are owned by Homeforce Mortgage, unless otherwise stated. Any other trademarks, service marks, or logos appearing on this Site belong to their respective owners.

4. Warranty Disclaimer

This Site and its content are provided “as is” and without any warranties, expressed or implied. Homeforce Mortgage does not warrant the correctness, accuracy, or reliability of the Site or its content. You assume all responsibility and risk for your use of this Site and any linked websites. Homeforce Mortgage, its affiliates, and sponsors are not liable for any damages arising from the use of this Site or its content, including direct, indirect, consequential, or punitive damages. Your sole remedy for dissatisfaction with the Site or its content is to discontinue using the Site.

5. Links to Third-Party Websites

The Homeforce Mortgage website may contain links to third-party websites for your convenience. These linked websites are independent from Homeforce Mortgage, and we have no control over their content. The inclusion of any link does not imply endorsement or responsibility for the linked website’s content. You are responsible for taking precautions to ensure the linked website is free from viruses or other destructive elements.

6. Choice of Law and Venue

These Terms are governed by and construed in accordance with the laws of the State of [Insert State], without regard to its choice of law principles. Any disputes arising from these Terms shall be exclusively subject to the jurisdiction of the state and federal courts located in [Insert County and State]. If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

7. Entire Agreement

These Terms constitute the entire agreement between Homeforce Mortgage and you regarding the subject matter and supersede any prior agreements or understandings. Homeforce Mortgage may modify these Terms at any time by posting the revised version on the website. Each visit to the website constitutes a new transaction governed by the current Terms of Use.

8. No Unlawful or Prohibited Purpose

By using this Site, you warrant that you will not use it for any unlawful or prohibited purposes as outlined in these Terms.

Privacy Policy for Homeforce Mortgage

Privacy Policy for Homeforce Mortgage

Effective Date: 05/01/2023

At Homeforce Mortgage, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard the information you provide to us when using our services. Please read this Privacy Policy carefully to understand our practices regarding your personal information.

1. Information We Collect

We may collect various types of personal information from you, including but not limited to:

• Contact Information: This includes your name, email address, phone number, and mailing address.
• Financial Information: We may collect financial information necessary for processing mortgage applications and providing our services. This may include details about your income, assets, and liabilities.
• Credit Information: If you apply for a mortgage loan, we may collect credit-related information from credit reporting agencies or other sources.
• Other Information: We may collect additional information that you voluntarily provide to us, such as employment details, property information, and any other information necessary for mortgage processing.

2. How We Use Your Information

We use the personal information we collect from you for various purposes, including:

• Processing Mortgage Applications: We use your information to evaluate and process your mortgage loan applications, including verifying your identity, assessing your creditworthiness, and determining your eligibility.
• Providing Services: We use your information to provide mortgage-related services, including assisting with loan approvals, facilitating communication with lenders, and managing the mortgage closing process.
• Communication: We may use your contact information to communicate with you about your mortgage application, loan status updates, promotional offers, and other relevant information related to our services.
• Improving Our Services: We may analyze your information to improve our services, develop new products, and enhance the overall user experience.
• Legal and Regulatory Obligations: We may use and disclose your information as required by applicable laws, regulations, legal proceedings, or government requests.

3. Information Sharing and Disclosure

We understand the importance of protecting your personal information and limit its disclosure. We do not share your personal information with third parties, except in the following circumstances:

• Service Providers: We may engage trusted service providers to assist us in delivering our services to you. These service providers may have access to your personal information but are strictly bound by confidentiality obligations and can only use the information for the purposes outlined in our agreement with them.
• Legal Compliance: We may disclose your information if required to do so by law or in response to valid legal requests, such as subpoenas, court orders, or government regulations.
• Business Transfers: In the event of a merger, acquisition, or transfer of our business, we may disclose your personal information as part of the transaction, provided that the recipient agrees to safeguard the information in a manner consistent with this Privacy Policy.

4. Data Security

We employ industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include encryption, secure networks, access controls, and regular security assessments. However, please note that no method of transmission or storage can guarantee absolute security.

5. Your Choices and Rights

You have certain rights and choices regarding the personal information we collect and process. You can:

• Access and Update: You may review, update, or correct your personal information by contacting us using the information provided at the end of this Privacy Policy.
• Opt-Out: You can opt-out of receiving promotional communications from us by following the instructions provided in the communication or by contacting us directly.
• Data Retention: We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

6. Links to Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We encourage you to review the privacy policies of these third-party websites before providing any personal information.

7. Updates to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated Privacy Policy on our website and indicate the effective date of the revision. We encourage you to review this Privacy Policy periodically.

8. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at: 817-470-5101

Homeforce Mortgage [2305 Blackburn st APT 1321 Dallas, TX 75204]

We will respond to your inquiries and address any concerns in a timely manner.

Effective Date: 05/01/2023